HOA Dues

Neighborhood HOA dues
Apartment Building with COA dues

COA and HOA Dues

Unlike attorneys, we don’t get paid unless you get paid and we report to Equifax where the delinquency will remain for seven years from the date the delinquency began.

Saba and Associates can proudly state we have never had a client sued because of our actions. We always work within the limits of the law. We have an established quality reputation.

Saba & Associates is Unique


We understand the value of your property and neighborhood is a priority, and the participation of all homeowners paying their dues is a necessity. Saba has the expertise to collect the dues your association needs to operate efficiently while treating your neighbors with dignity and respect. We utilize many resources to locate assets such as properties, places of employment, banking information, etc. We help put your association dues in a priority mode rather than at the bottom of the homeowner’s bill-paying priorities. We have been in the collection industry since 1975.

Successful HOA Dues Collections Meeting

Myth Breakers


We take the time to give your account personalized attention. We do not get paid unless you get paid.

We ask that you not place accounts in collections if Bankruptcy has been filed. However, if they file after placement we will do the court filings that are necessary.

We utilize an attorney who has over 35 years of experience in the collection industry.

We charge nothing to your organization if legal action becomes necessary. After obtaining a judgment we don’t just “sit on it.” We file liens, garnish bank accounts, and wage garnishment. Remember we do not get paid unless you get paid.

After 45 days, if “balance in full” has not been received, we report the debt to “Equifax” credit reporting agency, where it will remain on their credit history for seven years from the date the debt was incurred. Most attorneys do not have that capability, and for many individuals, it can be very motivational to pay the debt before the 45 days have lapsed.

We can provide you with “status reports” whenever you request one.

We have been the solution for many HOAs/COAs and look forward to satisfying all your collection needs.

We Don’t Get Paid Unless YOU Get PAID

Time is a Debtors Best Friend!

Call us today and learn about our competitive rates and how we can help you increase your bottom line.